Deposits and transfers are the basic movements of money in and out of your bank account. A deposit is when money goes into your account—whether from your paycheck, a check you're depositing, or cash you bring to the bank. A transfer is when you move money between accounts, either your own accounts at the same bank or to accounts at different banks. Understanding how these work helps you manage your money without confusion or unexpected delays.
These articles explain the mechanics behind common deposit and transfer situations: how long deposits take to show up in your account, what different deposit methods are available to you, how to move money between your accounts, and what happens when you send money to someone else's account. You'll learn why some transfers are instant and others take a few business days, and what information you need to have ready when you're moving money.